Please use this identifier to cite or link to this item: https://ptsldigital.ukm.my/jspui/handle/123456789/579195
Title: Do marketing strategies have significant influence on usage of credit cards? empirical evidence from Malaysia
Authors: Salina Kassim (IIUM)
Siti Rahayu Hussin (UPM)
Keywords: Credit card usage
Marketing strategies
Compulsive spending
Malaysia
Issue Date: Nov-2016
Description: This study explores the impact of marketing strategies of credit card providers on credit card users in Malaysia. It investigates customers’ perception of credit card products, promotions, pricing and place strategies. Credit card usage patterns are observed in terms of card possession, usage frequency, spending amount and usage motivation. The study adopts a quantitative research approach through survey questionnaires to link marketing strategies with credit card usage. Logistic regression was performed to determine the relationship between marketing strategies and credit card usage. The 4Ps of credit card providers’ marketing strategies (namely product, pricing, promotion and place/availability) have been shown to exert various degrees of influence on credit card usage. The study found product, pricing and availability strategies influence credit card usage, but there is no significant relationship between promotion strategies and credit card usage among Malaysians.
News Source: Pertanika Journals
ISSN: 0128-7702
Volume: 24
Pages: 179-192
Publisher: Universiti Putra Malaysia Press
Appears in Collections:Journal Content Pages/ Kandungan Halaman Jurnal

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