Please use this identifier to cite or link to this item: https://ptsldigital.ukm.my/jspui/handle/123456789/458002
Full metadata record
DC FieldValueLanguage
dc.contributor.advisorSyed Mohamed Al' Junid, Professor Dato' Dr.-
dc.contributor.authorRajna R. Anthony (P36892)-
dc.date.accessioned2023-09-13T01:49:05Z-
dc.date.available2023-09-13T01:49:05Z-
dc.date.issued2011-08-08-
dc.identifier.otherukmvital:74590-
dc.identifier.urihttps://ptsldigital.ukm.my/jspui/handle/123456789/458002-
dc.descriptionDoctors learn money management by trial and error and often realise the mistakes and shortfalls at later stages of life. This study measured the levels of personal financial management knowledge, attitude and practice of the medical practitioners in Malaysia and identified their financial management trends, strengths and weaknesses. In this cross sectional study, a pre-tested questionnaire was used to conduct face to face interviews with randomly selected medical specialist and medical officers through a multistage sampling. A total of 402 (urban 46.0%, rural 54.0%) medical practitioners completed the questionnaire. The majority of the respondents were Malays (54.5%), followed by Indians (25.6%), Chinese (16.7%) and other ethnicity (3.2%). Medical officers comprised 64.2% of the respondents and 35.8% were specialists. Although, 76.4% of the respondents had a positive attitude towards personal financial management, only 33.6% of them had high financial knowledge and 34.6% practiced positive money management. Retirement and estate planning practices are the most neglected area where only 3.8% respondents had high scores. Doctors are generally dissatisfied with their financial management skills. Specialists scored significantly higher (p=0.010) in financial knowledge in the areas of credit (p=0.004) and investment (p=0.029) than medical officers. Male practitioners are financially more knowledgeable (p=0.040) and skilled (p=0.001) than female practitioners. Specialists are better credit managers than medical officers (p=0.001) whereas the private medical practitioners are better risk managers than doctors practicing in public hospitals (p=0.025). Among the ethnic groups, the Chinese doctors had the most positive attitude (p=0.017) towards financial management. There is no difference in the financial management pattern between the medical practitioners practicing in the public and private sectors, or between the rural and urban regions. Financial knowledge scores correlated significantly with financial attitude (r=0.231, p=0.001) and financial practice scores (r=0.321, p=0.001) but not with financial satisfaction scores. In conclusion, this study found that overall the medical practitioners in Malaysia has positive financial management attitude, but poor in both financial knowledge and financial management practice. This study sets groundwork for future research and calls for a strong need for a financial education programme to help medical practitioners make informed decisions for greater financial satisfaction.,Master/Sarjana-
dc.language.isoeng-
dc.publisherUKM, Kuala Lumpur-
dc.relationFaculty of Medicine / Fakulti Perubatan-
dc.rightsUKM-
dc.subjectMedical practitioners-
dc.subjectPublic health-
dc.titleKnowledge, attitude, practice and satisfaction on personal financial management among the medical practitioners in the public and private medical services in Malaysia-
dc.typetheses-
dc.format.pages128-
dc.identifier.callnoWA20.5.R111k 2011 9HUKM-
dc.identifier.barcode000797-
Appears in Collections:Faculty of Medicine / Fakulti Perubatan

Files in This Item:
File Description SizeFormat 
ukmvital_74590+Source01+Source010.PDF
  Restricted Access
797.3 kBAdobe PDFThumbnail
View/Open


Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.